AUBG 17th Student Faculty Conference "Fellowship of the Mind" 2023

Session

Business 2

Apr 22, 2023, 11:00 AM

BAC 2nd floor and ABF theatre (AUBG)

Conveners

Business 2

• Ali Termos (American University in Bulgaria)

22. Why Do Global Banks Carry Less Liquid Loan Portfolio?

Dr Ali Termos

4/22/23, 11:00 AM

Business

ABSTRACT

Recent banking literature identifies two distinct sources of liquidity that banks can rely on in response to funding shocks: liquid funds on the balance sheet and securitizable loans. Using the banking data in the U.S. between 1980 and 2007, we examine how domestic banks and global banks (banks with access to international capital) differ in tapping each source of liquidity. First,...

19. The Risk of Foreign Currency Mortgage Loans: The Case of Poland

Ms Lyubomira Aleksova

4/22/23, 11:30 AM

Business

Over the period between 2008 and 2021, the Polish banking industry has experienced significant growth, as well as changes in its structure and regulation. Most notably, Poland was dubbed a miracle country for remaining stable during the global financial crisis due to a multitude of country-specific factors. The consolidation of the sector has been one of the biggest transformations in the...